?Xu Xiaole: the market situation of Beijing Provident Fund in the fourth quarter is not optimistic. China net real estate news on the evening of the 23rd, Beijing Provident Fund Management Center announced that the policy of "house confirmation and loan confirmation" will be implemented when using the provident fund loan for the house purchase signed together next week. At the same time, in the future, the provident fund loan will be linked to the period of deposit. For each year of deposit, RMB 210000 will be loaned, and for 22 years, the maximum amount of RMB 2.21 million will be loaned. Xu Xiaole, chief market analyst of Shell Research Institute, believes that the adjustment of Beijing's provident fund policy will further reduce demand. In the second-hand housing transactions, the use of provident fund loans plus commercial loan portfolio loans accounted for more. Although the amount of provident fund loan is limited, its interest rate is low, which can help buyers to reduce the loan pressure, which is the original intention of the provident fund system design. In the current situation of tight commercial credit, the purchasing power of consumers is restricted. The adjustment of provident fund policy will not only affect the rigid demand market with low total price, but also affect the medium and high-end improvement market in the housing replacement chain. It is estimated that the situation of Beijing real estate market in the fourth quarter is not optimistic. From the current market situation, the policy side does not need to further strengthen the regulation. According to the real data database of Shell Research Institute, the volume of second-hand housing market recovered in March, April and may福彩3d今天开机号是多少 in the first half of the year, but it is still at a moderate level. In May, April and March, second-hand housing transactions continued to fall, with a cumulative decline of 45.2% in three months. House prices have been in a stable stage since the regulation.